Trump’s Executive Order Opens 401(k) to Crypto and Private Equity
President Donald Trump has signed a landmark executive order allowing Americans to invest their 401(k) retirement savings in alternative assets such as private equity, cryptocurrency, and real estate. This move aims to broaden investment options for millions, potentially unlocking new growth opportunities within retirement portfolios. However, experts warn of significant risks including higher fees, lower liquidity, and increased chances of losses. Employers must decide whether to offer these new investment choices, with some expected to be cautious due to liability concerns. The Department of Labor and SEC will review regulations over the next 180 days to clarify guidance on these alternative investments, with calls for strong investor education and safeguards to protect retirement savers.
Bitcoin Surges Past $122,000 Amid Renewed Institutional Interest
Bitcoin continues its upward momentum, breaking through the $122,000 mark — edging closer to its all-time high. The surge is fueled by growing institutional adoption and robust inflows into Bitcoin exchange-traded funds (ETFs). Large investors and digital-asset treasury companies have significantly increased their Bitcoin holdings, signaling renewed confidence in the leading cryptocurrency. Market analysts attribute the rally to factors including optimism over potential Federal Reserve rate cuts and increased exposure from retirement plans following recent regulatory changes. Bitcoin’s strong performance reinforces its position as a dominant force in the digital asset market.
Ethereum Climbs Beyond $4,300, Driven by ETF Inflows and 401(k) Inclusion
Ethereum has also made impressive gains, surpassing $4,300. The rally is supported by more than $6.7 billion in inflows into US-listed Ethereum ETFs this year, alongside growing accumulation by corporate treasury buyers. Additionally, the recent policy shift allowing cryptocurrencies in 401(k) plans has created new demand avenues for Ethereum among retirement investors. Experts suggest the $5,000 milestone is within reach as positive sentiment continues to build, fueled by expectations of easier Federal Reserve policies and expanding institutional participation. For traders, Ethereum’s momentum offers compelling opportunities, especially in promising ERC-20 tokens with high growth potential.